Fintech Trends & Insights

Blog

NMI’s perspective on payments industry trends, innovative tech solutions, merchant management and operational best practices. 

should you build or buy payment services? Payment Platform Build vs. Buy: Putting Together a Modern Payments Tech Stack By Kate Hampton Selling modern payments is becoming more complex, and often involves a heavy investment in software. Whether you’re an independent sales organization (ISO) or a software platform, you’ll need the following to properly serve your merchants: Payment gateways Signup and onboarding systems Customer relationship management (CRM) systems Value-added offerings like fraud detection tools, advanced encryption systems, mobile integrations and more At some point in your journey, you’ll prob... Read More
NMI's approach to network tokens NMI’s Approach to Network Tokenization: Faster, Streamlined Payments for Everyone By Tobias Ostwald Collecting payments isn’t without its challenges — especially when fraud and cybersecurity come into play. Declined transactions, outdated card information and fraud prevention regulations can all create unnecessary friction and disrupt cash flow. Unfortunately, these issues don’t just affect payment professionals; they can also impact merchants and end customers, resulting in a less than ideal payment experience. One way to avoid these challenges is by adopting network tokenization. Network... Read More
Gen X payment preferences Payment Trends Gen X — The Quietly Techy Consumers the Payments Space Forgot By Peter Galvin Millennials redefined the expectations for what digital payments and omnichannel commerce look like. Gen Zers are the first true digital natives and the trendsetters driving the evolution of tomorrow’s payment solutions. Baby boomers are the cash and card generation, the most cautious with new payments tech and the generation that merchants can’t afford to forget about as we move into a new digital age. But what about Generation X? Gen X encompasses people born between 1965 and 1980. It is ... Read More
International women's day at NMI International Women’s Day: Women at NMI Share What It Means To Accelerate Action By Emily Pearce Every year, International Women’s Day challenges us to reflect on the progress we’ve made in promoting equality and what steps we can take to cultivate a more equitable future. This year’s theme, Accelerate Action, is a call to action to move beyond conversation and take meaningful steps toward gender equality in our personal lives and in the workplace. Progress isn’t passive. Instead, it’s built on the shoulders of deliberate efforts, collective advocacy and real-world change. It means ensu... Read More
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